Terms of Service

1. Pavypay, is owned and run by the company, Quin-Tech Solutions Limited with https://www.pavypay.com as the company’s official website.
2. Subject to the Escrow Terms and Conditions, you hereby expressly employ, authorize, and direct the Company to operate as your escrow agent with respect to each Escrow Agreement.
3. You expressly designate the Company to perform currency conversion and related services as well as collect, retain, disburse, or transmit the Escrow Amount domestically or internationally.
4. To see the specifics and current status of any Escrow Agreement to which you are a party, log on to Pavypay.
5. Any reference to time or a calendar day in the Escrow Terms and Conditions refers, respectively, to Nigeria Time and a Nigerian calendar day.
6. English must always be used in all communications.
7. You acknowledge the Escrow Terms and Conditions and express your desire and consent to be bound by them by utilizing the Escrow Service.

1. First and last name
2. Email address and phone number
3. Date of birth and gender
4. BVN ( As directed by CBN for KYC)

We are committed to ensuring that your information is secure. In order to prevent unauthorized access or disclosure, we have put in place suitable physical, electronic and managerial procedures such as to safeguard and secure the information we collect online.

Unless the situation calls for something different, the following definitions shall be used:

The definition of "Account" in the General Terms and Conditions shall apply.

Any day that falls during the hours of 9am and 5pm (Nigeria Time), except Saturdays, Sundays, and public holidays as described in section 2 of the Holidays Act (Cap. 126), as amended and/or supplemented from time to time, is referred to as a "business day."

"Buyer" refers to the person who is purchasing the goods and services under the escrow agreement.

refers to a payment return request made by the buyer of the goods or services, either directly or via the intermediaries participating in the escrow payment processing. includes any charges made by the parties acting as intermediaries.

An obligation resulting from a suit, demand, loss claim, liability claim, damage claim, action, or legal proceeding is referred to as a "claim."

Refers to any fees owed to Payment Service Providers, Financial Partners, and the Company as a result of their provision of the Escrow Service to you.

Refers to the requirements that must be met before the escrow amount is released to the seller.

1. The singular includes the plural and vice versa, and references to one gender include all genders. The phrases "including," "including," "in particular," and other phrases with a similar effect are not to be interpreted as limiting the overall meaning of the phrases that come before them.
2. Any mention of time or a calendar day in these Escrow Terms and Conditions refers, respectively, to Nigeria Time and a Nigerian calendar day.
3. English must be used in all communications of any form and for any purpose.
4. Pavypay occasionally uses other service providers to provide its services. Pavypay Terms and Conditions by reference incorporate the terms and conditions of the service providers. Direct contact with these service providers is optional. Despite this, you acknowledge that by accepting the Pavypay Terms and Conditions, you also consent to being bound by the terms and conditions of any third-party service providers mentioned within. If you have any inquiries, please contact our support at support@Pavypay.com.
5. You agree that the Company may periodically change, revise, or restate these Escrow Terms and Conditions without further notifying you and/or obtaining your consent, and that any such amendment, revision, or restatement (as applicable) shall be effective as of the date the Company may tell you.