The advent of the “world wide web” opened the internet to all and sundry, connecting the world in a way that made it a lot easier for people across the globe to get and share information, their works and thoughts through social networking. It will be unfair to shy away from the fact that the world wide web also created opportunities for people with questionable character to execute fraudulent acts over the internet, hence Pavypay to mitigate such activities. An African proverb have it that “When one closes his/her eyes not to see evil, Good will likewise pass by without the person seeing it. In all ramification the importance of the internet outweighs it demerits. The internet shrinks the entire globe into one’s device, (PC and Smartphones), thereby creating an avalanche of wealth and defiling geographical boundaries for business. Mant small businesses across the world who have find their way to the internet have challenge in receiving payment for goods sold and services rendered. Every business online stands a better chance of scaling up, getting new customers and sales increase. It is worthy to note that fraudulent activities is not only from the side of buyers, it can come from either sides of the coin. Hence the need for Pavypay can never be overemphasized. Fascinatingly, digitalized businesses are set on the go, thereby attracting clients/customer across the globe even when the business owner is sleeping.